12 small flour tortillas (8-inch size)

2 cups of shredded mozzarella cheese

1 cup of shredded cheddar cheese

1/2 cup of sour cream

1 tablespoon of olive oil

1/4 cup of butter

1/2 cup of milk

1 teaspoon of garlic powder

1 teaspoon of onion powder

Salt and pepper to taste

1 lb ground beef or chicken (your choice)

1 small onion

finely chopped

2 cloves garlic

minced

1 packet of taco seasoning (or homemade seasoning)

1 cup of cooked rice (optional

for added texture)

1/2 cup black beans (optional)

1 cup corn kernels (fresh or frozen)

Fresh cilantro

chopped (for garnish)

1/2 cup diced jalapeños (for spice)

1/2 cup guacamole (for a creamy twist)

Hot sauce (for an extra kick)

Fresh lime wedges (for tang)